A payday loan without a bank account is a loan if the borrower does not have a check or savings bank account. You can ask your creditor to top up your credit with a prepaid debit or credit card.
A payday loan for the unemployed is a type of loan given to those who are not currently working. They must provide evidence of alternative sources of income, such as grants, scholarships, SSI, pensions, employment contracts, inheritances, veteran benefits, and more.